Isabel Gonzalez

How Much is Title Insurance in Florida?

Calculating Title Insurance in Florida The State of Florida has a title insurance premium that is “promulgated,” which is a fancy way of saying that it is set by the state. However, that does not mean that you have to purchase title insurance. There are two policies, an owner’s policy, and a lender’s policy. If

Calculating Title Insurance in Florida

The State of Florida has a title insurance premium that is “promulgated,” which is a fancy way of saying that it is set by the state. However, that does not mean that you have to purchase title insurance. There are two policies, an owner’s policy, and a lender’s policy. If you are a cash buyer, you do not have to purchase title insurance , since you don’t have a lender that will require a lender’s policy, but you should strongly consider an owner’s policy anyways, in order to save yourself from issues that the previous owner may have had with the title – like debt.

Isabel GonzalezHow Much is Title Insurance in Florida?
read more

Why You Need Title Insurance: Your Go-To List

Every Single Terrifying Reason (Almost)

Ask your average agent and they’ll tell you why you need title insurance—somebody might have a claim on your property or there might be a title defect. Ugh. But it sounds fixable or like it’s not so bad, because bad things happen to other people, right? Well, title defects can happen to anyone. Like you. Sometimes,

Ask your average agent and they’ll tell you why you need title insurance—somebody might have a claim on your property or there might be a title defect. Ugh. But it sounds fixable or like it’s not so bad, because bad things happen to other people, right?

Well, title defects can happen to anyone. Like you.

Sometimes, it’s nobody’s fault. Sometimes, it’s somebody’s fault, but they’re dead or missing or don’t have any money, so you can’t sue them.

Isabel GonzalezWhy You Need Title Insurance: Your Go-To List
read more